Janshree Bima Yojana for Khadi Artisans


In order to provide insurance cover to Khadi artisans, a scheme of group insurance in the name of Khadi Karigar Janshree Bima Yojana (JBY) was launched. This scheme was formulated by KVIC in association with the Life Insurance Corporation of India (LIC).

For death due to: (1) Natural causes – Rs.20,000; and (2) Accident – Rs.50,000.

For permanent disability (loss of two eyes or two limbs) – Rs.50,000.

For partial disability (loss of one eye or one limb) – Rs.25,000.

Free add-on benefit: Scholarship of Rs.300 per quarter for children of Khadi Karigar, studying in 9th to 12th standard, subject to a maximum of 2 children per family

Khadi Karigar (spinners and weavers) aged between 18 - 59 years. Khadi Karigar should be below, or marginally above the poverty line.

Nominee of the deceased Khadi Karigar to submit original death certificate to Pension Group Schemes Department of LIC of India through the Khadi Institution under which the deceased was a member.