Debt Service Credit Ratio ( D.S.C.R.)
| Particulars |
1st Year |
2nd Year |
3rd Year |
4th Year |
5th Year |
6th Year |
7th Year |
8th Year |
| Net Profit |
5.26 |
5.48 |
5.74 |
6.17 |
6.23 |
6.19 |
6.13 |
6.02 |
| Add: |
|
|
|
|
|
|
|
|
| Depreciation + Interest |
1.37 |
1.14 |
0.84 |
0.55 |
0.42 |
0.38 |
0.34 |
0.31 |
| Total - A |
6.62 |
6.62 |
6.58 |
6.71 |
6.65 |
6.57 |
6.46 |
6.33 |
| Payments : |
|
|
|
|
|
|
|
|
| On Term Loan |
|
|
|
|
|
|
|
|
| Interest |
0.73 |
0.57 |
0.32 |
0.08 |
0.00 |
0.00 |
0.00 |
0.00 |
| Installments |
1.24 |
1.87 |
1.87 |
0.62 |
0.00 |
0.00 |
0.00 |
0.00 |
| On Working Capital |
|
|
|
|
|
|
|
|
| Interest |
0.35 |
0.35 |
0.35 |
0.35 |
0.35 |
0.35 |
0.35 |
0.35 |
| Total -B |
2.32 |
2.78 |
2.54 |
1.05 |
0.35 |
0.35 |
0.35 |
0.35 |
|
|
|
|
|
|
|
|
|
| DSCR = A/B |
2.85 |
2.38 |
2.59 |
6.39 |
19.10 |
18.87 |
18.56 |
18.17 |
